Think the home you really want is out of reach?
Most people we help feel the same way at first. Priced out. Stuck. Considering a compromise. There is a different way for Over 60s — and it might be right for you.
See how it worksGet a quick estimate
You could secure your new home for up to 60% less. Enter your budget and see what's possible — no obligation.
Chat to our team
No pressure. Just a friendly conversation to talk through your plans and see how the numbers would work for you.
Does any of this feel familiar?
You're not looking for miracles. Just a way to move that doesn't involve impossible budgets, new debt, or giving up on what you actually want.
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You're over 60 and worrying about the future
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Your home doesn't fit your life anymore
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Your moving budget won't stretch far enough
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You dread the thought of a new mortgage or renting
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You're worried it's too late to make a change
What if the thing stopping you isn't your budget?
You want to move to the right home, in the right location. But property prices are high, and agents, solicitors, removals — it all adds up.
The cost of buying at the full market price can lead to compromise: a location that isn't quite where you want, a home that doesn't really fit, a retirement that doesn't feel like the one you imagined.
So what if you asked yourself a different question?
Would you give up traditional property ownership to afford the home and lifestyle you want?
There's a different way to move.
With a Home for Life Plan, people aged 60+ can secure a home in England or Wales for up to 60% less than the market price.
Instead of a traditional purchase, you own the legal right to live in your chosen home for life. No rent. No mortgage. No monthly repayments.
You still choose the home you want. You still choose the area. And you can still leave an inheritance. The difference is simply how you afford it.
See what you could actually afford.
People are often surprised by what's possible. Enter your budget and age to see the price of the property you could secure today.
- Takes less than 2 minutes
- Optional inheritance adjustment
- Instant no-obligation estimate
“We didn’t think we’d get everything we wanted. But now we’re here, near the coast & the grandkids, & loving every minute.”
Jim & Stella, moved to Isle of Wight
Want to read more before we talk?
Get a free copy of our brochure. Real stories, real numbers, and a clear explanation of how it all works.
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"It sounds too good to be true."
We hear that a lot. And you're right to be cautious — it's a big decision.
The Home for Life Plan isn't for everyone. But most people we help start out exactly where you are now — cautious, and worried there might be a catch. Once they see how it works and what it costs, the worry tends to disappear.
Get in touch to see how it could work for you, or click on the stories below to hear from real people who chose a different way to move.
David
After his mum died, David was left with limited funds — enough for a flat, but he'd always dreamed of a house and garden. The Home for Life Plan made it possible.
Judy
With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.
Brad
Close to retirement with limited equity after buying at the top of the market twice, Brad needed a way to settle somewhere secure. He found it.
David and Laurie
Their hearts were set on a bungalow in Eastbourne, but an outstanding mortgage meant their dream felt out of reach. Until they found the Home for Life Plan.
Jane and Tony
After 10 years in Spain, they wanted to come home. But the drop in Spanish property prices left them struggling to afford the UK. Until they found a different way to move.
Hugh and Helen
They’d found the perfect bungalow but buying it outright would have meant spending every last penny of their savings. Then they found a way to move and afford their retirement goals.
Judy
With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.
Ron and Val
Living in Norfolk, five hours from their sons in London, they needed a way to get closer — but South Coast prices felt impossible. Their dream move was made possible, with a Home for Life Plan.
Jane and Tony
After 10 years in Spain, they wanted to come home. But the drop in Spanish property prices left them struggling to afford the UK. Until they found a different way to move.
Judy
With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.
David and Laurie
Their hearts were set on a bungalow in Eastbourne, but an outstanding mortgage meant their dream felt out of reach. Until they found the Home for Life Plan.
Brad
Close to retirement with limited equity after buying at the top of the market twice, Brad needed a way to settle somewhere secure. He found it.
Hugh and Helen
They’d found the perfect bungalow but buying it outright would have meant spending every last penny of their savings. Then they found a way to move and afford their retirement goals.
Jane and Tony
After 10 years in Spain, they wanted to come home. But the drop in Spanish property prices left them struggling to afford the UK. Until they found a different way to move.
David
After his mum died, David was left with limited funds — enough for a flat, but he'd always dreamed of a house and garden. The Home for Life Plan made it possible.
Judy
With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.
Family-run. Family focused.
We're not a big faceless corporation. Homewise was founded by Reg and Karen Neal in the 1970s, and we're still family-run today — led by their sons Mark, Sean, and Justin.
It all started with a simple belief: that everyone deserves the right home for their retirement. A person's home and lifestyle shouldn't be compromised because of affordability.
They saw that budgets weren't really the issue: traditional property ownership just makes moving later in life harder than it needs to be.
In the 50+ years since, we’ve helped thousands of people move to the right home, clear debts, and gain security — and you could be next.
4.8 out of 5 independent service rating from verified Homewise customers via Feefo.
Ready when you are.
Whether you're just curious or ready to go, it starts with a conversation. No pressure. Just clarity.
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