Aged 60 or over & thinking about moving home?

You could secure your dream home for thousands less than the market price, mortgage-free, with our Home for Life Plan.

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Home for Life Plan

An alternative solution, exclusively for people aged 60 & over

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Quick Calculator

Instantly see how you could benefit from a Home for Life Plan

Moving Home Solutions

We have a very clear vision: to provide people aged sixty and older with choice, by unlocking limited home moving budgets and presenting solutions that enable them to have security for a happy retirement.

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Home for Life Plan

Your dream of moving to the ideal home could become a reality with our bespoke plan, personalised to help you meet your goals.

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Free Expert Service

Our team can help you with as much of the search and moving home process as you wish, as part of our free Move Simply service.

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Part-Exchange

Selling a property? Receive a competitive, guaranteed offer on your current property through our part-exchange Sell Simply service.

Get a quick estimate

Over 60? You could secure your dream home for thousands less than the market value, see how much less today!

Alternatively, discover what property price you could look up to – enter your current budget & calculate your boost.

Benefits of using our quick calculator

  • Takes less than 2 minutes
  • Optional inheritance adjustment
  • Instant no-obligation estimate
"Simple to use & a quick way to know what I could afford with help from Homewise."

Who are Homewise?

50
years of experience
£308m
worth of property purchased
£92m
savings against property price
£48m
previous loans & debts cleared
4.7/5
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independent customer rating

We've been helping people to move  home for over 50 years.

As a family-run business, we’re committed to helping our customers find the perfect home for their future, and create financial security too.

Since 2007 alone, we’ve purchased over £308 million worth of property for our customers, helping them save £92 million, and enabling our customers to clear over £48 million in previous debts along the way!

* Property purchase, debt value, and customer savings figures relate to purchases made between 2007-2023.
4.8 out of 5 independent service rating from verified Homewise customers via Feefo. All figures correct as at March 2023.

Achieving your goals

Every person we help has their own unique aims and aspirations. Whether it's to live in a better property, be closer to family, clear debts, raise money, or simply want to enjoy their retirement in a home and location they love, the Home for Life Plan could be the ideal solution.

Hear from Homewise customers as they share their stories.

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I'm looking to:

David

Have a better property

After his mum died, David was left with half the proceeds from the sale of her house. This would have been enough for a flat, but David had always dreamed of having a house and garden. After getting in touch with Homewise he was able to get the perfect home he wanted and left him with enough money to carry out work on his house and garden.

Judy

Have a better property

With a mortgage to pay off, Judy was unable to afford a suitable property on the market, closer to friends and family. A local estate agent mentioned the Home for Life Plan, explaining it would be able to increase her budget and her search options. Thanks to Homewise, Judy was able to find a new home in her perfect location, ideal for her and her cat Picky.

Brad

Have a better property

Brad was close to retirement and wanted to move somewhere he could live comfortably. Having purchased at the top of the market twice previously, he had limited equity, which he felt gave him fewer property options. With the help of the Home for Life Plan he was able to find a small 2-bedroom Victorian terrace where he has been able to settle securely and enjoy his retirement.

David and Laurie

Have a better property

David and Laurie had their heart set on a bungalow in Eastbourne but knew that when they sold their property in Buckinghamshire, they had an outstanding mortgage that meant this dream was out of their reach. Thanks to the Home for Life Plan, they were able to afford their home by the sea, retire in the location of their choice and enjoy their dream home for life.

Jane and Tony

Have a better property

When Jane and Tony decided to move back to the UK after 10 years in Spain, they discovered that the drop in house prices in Spain meant that they were struggling to find a suitable property in the UK. Thanks to the Home for Life Plan, they were able to increase their available budget to find the perfect home close to their family on the South Coast.

Hugh and Helen

Have a better property

Hugh and Helen had found the perfect property, a lovely bungalow, but buying it outright would have meant they spent all their savings. With their children living in Australia and South Africa, they wanted to be able to put money aside to travel and enjoy their retirement. Thanks to the Home for Life Plan, they were able to move into their ideal home and keep their savings.

Judy

Be closer to family

With a mortgage to pay off, Judy was unable to afford a suitable property on the market, closer to friends and family. A local estate agent mentioned the Home for Life Plan, explaining it would be able to increase her budget and her search options. Thanks to Homewise, Judy was able to find a new home in her perfect location, ideal for her and her cat Picky.

Ron and Val

Be closer to family
For Ron and Val, the Home for Life Plan gave them a way to move closer to their sons. Living in Norfolk, five hours from London, it was too far for regular visits, but a move to the South Coast with great transport links and beautiful surroundings has changed that. Ron and Val enjoy hosting busy weekends with the family in their full-to-bursting new home.

Jane and Tony

Be closer to family

When Jane and Tony decided to move back to the UK after 10 years in Spain, they discovered that the drop in house prices in Spain meant that they were struggling to find a suitable property in the UK. Thanks to the Home for Life Plan, they were able to increase their available budget to find the perfect home close to their family on the South Coast.

Judy

Clear debts

With a mortgage to pay off, Judy was unable to afford a suitable property on the market, closer to friends and family. A local estate agent mentioned the Home for Life Plan, explaining it would be able to increase her budget and her search options. Thanks to Homewise, Judy was able to find a new home in her perfect location, ideal for her and her cat Picky.

David and Laurie

Clear debts

David and Laurie had their heart set on a bungalow in Eastbourne but knew that when they sold their property in Buckinghamshire, they had an outstanding mortgage that meant this dream was out of their reach. Thanks to the Home for Life Plan, they were able to afford their home by the sea, retire in the location of their choice and enjoy their dream home for life.

Brad

Free up funds

Brad was close to retirement and wanted to move somewhere he could live comfortably. Having purchased at the top of the market twice previously, he had limited equity, which he felt gave him fewer property options. With the help of the Home for Life Plan he was able to find a small 2-bedroom Victorian terrace where he has been able to settle securely and enjoy his retirement.

Hugh and Helen

Free up funds

Hugh and Helen had found the perfect property, a lovely bungalow, but buying it outright would have meant they spent all their savings. With their children living in Australia and South Africa, they wanted to be able to put money aside to travel and enjoy their retirement. Thanks to the Home for Life Plan, they were able to move into their ideal home and keep their savings.

Jane and Tony

Move back from abroad

When Jane and Tony decided to move back to the UK after 10 years in Spain, they discovered that the drop in house prices in Spain meant that they were struggling to find a suitable property in the UK. Thanks to the Home for Life Plan, they were able to increase their available budget to find the perfect home close to their family on the South Coast.

David

Have a better property

After his mum died, David was left with half the proceeds from the sale of her house. This would have been enough for a flat, but David had always dreamed of having a house and garden. After getting in touch with Homewise he was able to get the perfect home he wanted and left him with enough money to carry out work on his house and garden.

Judy

Have a better property

With a mortgage to pay off, Judy was unable to afford a suitable property on the market, closer to friends and family. A local estate agent mentioned the Home for Life Plan, explaining it would be able to increase her budget and her search options. Thanks to Homewise, Judy was able to find a new home in her perfect location, ideal for her and her cat Picky.

Homewise FAQs

Our Home for Life Plan provides a simple way for you to secure your next home, anywhere in England or Wales, for significantly less than the market value through the purchase of a Lifetime Lease.

What is a Lifetime Lease?

A Lifetime Lease is a legally binding agreement applied to the purchase of a new home and is registered at the Land Registry.

It protects you and provides you with the legal right to live in your chosen home with no rent, mortgage, or interest repayments for your lifetime.

Is a Home for Life Plan the same as equity release?

No, the Home for Life Plan is not equity release. It’s not a mortgage or loan and cannot be applied to your current property. It’s an alternative option for people looking to move home.

Equity release is a way of taking equity from the value of your current property. Typically it's a long-term loan that's repaid using your home once you pass away or go into long-term care. As there is no financial lending (or any repayments) with a Home for Life Plan, you will not be accruing interest, and there will be no loan balance to clear when the plan ends.

Can I leave an inheritance with a Home for Life Plan?

Yes, your Home for Life Plan is tailored to help you achieve your goals, including leaving an inheritance, gifting an early inheritance, or both!

For many people guaranteeing an inheritance for their loved ones is a priority. So everyone has the option to safeguard up to 50% of the future value of the property. This is detailed within the Declaration of Trust document.

Do I choose from the properties I've seen online?

No, a Home for Life Plan can be purchased for pretty much any property on the open market with any estate agent, anywhere in England or Wales (subject to Terms & Conditions).

Homewise does not own the properties you may see advertised on Rightmove or Zoopla. These are simply free second adverts for vendors, through our trusted partnerships.

Jargon Buster

Moving home later in life can be daunting, but we're here to help. From navigating the process to simply understanding the terminology, we'll be with you every step of the way.

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Read our brochure

Understand how you could benefit from the Home for Life Plan and our complimentary Move Simply service. Plus, read real-life customer stories too.

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