Home for Life Plan | Benefits

Everyone has their own reason for moving.

They might want to live closer to friends and family or need a property that’s easier to manage. They could be looking to clear an outstanding mortgage or debts, free up funds for holidays and rainy days.

Or simply hope to enjoy their retirement in a home and location they love.

Your dream of moving to the right home could become an affordable reality, with a Home for Life Plan — tailored to your individual circumstances and personal goals.

Live in your chosen home, rent-free and mortgage-free
Whether you’re looking for a bungalow, flat, house, or new build — whatever your reason for moving, the home you really want could be within reach.

Secure a home for your lifetime
A Lifetime Lease protects your right to live in your chosen home until you move permanently into long-term care or pass away.

Leave an inheritance — now, later, or both
Protect a percentage of the property’s future value for your family, gift a cash inheritance now, or do both. It’s completely your choice.

Free up funds to enjoy your retirement
Pick up a new hobby, travel, help your family, or save for a rainy day.

Read our brochure

Download our brochure and see how the Home for Life Plan works — real stories, real numbers, and a clear explanation of the trade-off.

Moving home is getting increasingly expensive. Property prices are high and budgets just don't stretch as far.

Without realising it, the cost of buying a home at full market price can start to limit your options.

But when property ownership becomes optional, your options open up. And homes, locations, and plans that felt out of reach can start to feel possible again.

With a Home for Life Plan, you don't own the property itself. But you do have long-term security, no mortgage, and the option to leave an inheritance.

It's a trade-off: give up property ownership to make the home and retirement you want more affordable.

With a Home for Life Plan...

There are no monthly repayments so you won't be accruing interest, and there's no loan balance to clear when the plan ends
You can set aside an inheritance — up to 50% of the property's future value — for your estate
Your plan is portable, meaning you can move again in the future (subject to Terms & Conditions)
You are secure in your home until you move into permanent full-time care or pass away
Plus, every Home for Life Plan customer has access to our FREE support service to help you every step of the way

See what you could actually afford.

People are often surprised by what's possible. Enter your budget and age to see the price of the property you could secure today.

Takes less than 2 minutes
Optional inheritance adjustment
Instant no-obligation estimate

“We didn’t think we’d get everything we wanted. But now we’re here, near the coast & the grandkids, & loving every minute.”

Jim & Stella, moved to Isle of Wight

Customer Reviews

Thousands of people have made this move. Here's what they have to say.

4.8/5

independent customer rating

Our Perfect Option

Mr Fairbrother, Homewise Customer

We wished to access the equity in our current home without the ball & chain of interest accruing, this was the perfect option for us. The company, family owned and run, have excellent staff to which no criticism can be attached.

Retiring Happy

Mr & Mrs Twelftree, Homewise Customers

Without the Home for Life Plan, we would not have been able to purchase a house for our retirement in West Sussex. We had been looking at an uncertain future in the private rental market.

Excellent Service

Ms Jones, Homewise Customer

Excellent service all round from every member of staff. They were helpful and friendly from beginning to end. They take a lot of the stress of buying a home away. I would definitely recommend them to anyone.

Read reviews

Plan Benefits

Why do people choose a Home for Life Plan?

Talk to Homewise