Freeing yourself from an outstanding mortgage? The Home for Life Plan offers a simple way for you to afford your next home. Providing you with a key step forward to securing your future, with a Lifetime Lease.

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how we can help

If you're considering moving home to pay off an existing mortgage you may find your affordability is limited, but have you explored your options?

We help hundreds of people clear previous debts and find their dream home every year. With the Home for Life Plan we could help you:

  • Move to a better area
  • Live in a nicer or more suitable home
  • Free up money for your retirement
  • Clear mortgages, loans or other debts
  • Pay off an interest only mortgage
Customer stories

how it works

The Home for Life Plan is a lifetime lease, which enables you to save on the cost of your next home. You pay a one-off amount, that's less than the market value, to live in a property of your choice, without any rent or repayments, for your lifetime. With the Home for Life Plan you will:

  • Live rent, interest and mortgage-free
  • Be legally protected and have the right to live in the property for your lifetime
  • Have the option to safeguard up to 50% of the property’s future value for an inheritance

When you pass away or move into care, some or all of the property’s value will return to Homewise or our investment partners, how much depends on how you choose to set up your plan.

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how to apply

Want to find out how the Home for Life Plan could work for you? Get in touch with us in one of the following ways:

Call us on

0800 043 4488


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Are you moving from abroad?

Find out how we can take the hassle out of your move

Meet Ron and Val

“It’s like getting your life back. We have some lovely times, which we could not have had without Homewise.”

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Meet David

“I was so concerned about calling but I'm so glad I did, cause it's really solved a problem.”

David changed his life the minute he picked up the phone to us. To find out how you can do the same, just call us on

0800 043 4488

Enquiry Form

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frequently asked questions

Any other questions? Take a look at our FAQs and find out exactly how the Home for Life Plan is set up to help you.

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moving home

Moving can be a tricky business at the best of times. Our free Move Simply service will see you safely through every stage of the process.

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