The Home for Life Plan is an alternative option to having a mortgage in retirement. It offers a simple way for you to live mortgage-free in your new home, with a Lifetime Lease.

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how we can help

The Home for Life Plan is a Lifetime Lease option which enables us to help hundreds of people find their dream home every year. By choosing this alternative to a mortgage in retirement, we could help you:

  • Move to a better area
  • Live in a nicer or more suitable home
  • Free up money for your retirement
  • Clear mortgages, loans or other debts
  • Pay off an interest only mortgage

A retirement mortgage isn't your only option when searching for your new home. A Lifetime Lease provides a key step forward to securing your future and could be the perfect solution for your needs.

Customer stories

how it works

The Home for Life Plan is an alternative to having a mortgage in retirement. You pay a one-off discounted price to live in a property of your choice, without any rent, retirement mortgage or interest repayments, for your lifetime.

By choosing a Lifetime Lease option you will:

  • Live rent, interest and mortgage-free
  • Be legally protected and have the right to live in the property for your lifetime
  • Have the option to protect and safeguard up to 50% of the property’s future value for an inheritance

When you pass away or move into care, some or all of the property’s value will return to Homewise or our investment partners, how much depends on how you choose to set up your Home for Life Plan.

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how to apply

Want to find out how this alternative to a retirement mortgage could work for you? Get in touch with us in one of the following ways:

Call us on

0800 043 4488

Or

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Meet Judy

“I wouldn't hesitate in recommending Homewise, they were perfect for me.”


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Meet David

“I was so concerned about calling but I'm so glad I did, cause it's really solved a problem.”


David changed his life the minute he picked up the phone to us. To find out how you can do the same, just call us on

0800 043 4488


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frequently asked questions

Any other questions? Take a look at our FAQs and find out exactly how the Home for Life Plan is set up to help you.

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Moving can be a tricky business at the best of times. Our free Move Simply service will see you safely through every stage of the process.

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