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It’s not a mortgage. It’s not rent. It’s a Lifetime Lease.

Most people think their only options are downsizing to a smaller property, renting, or taking out a mortgage. The Home for Life Plan is different. 

You pay a one-off sum to buy a Lifetime Lease. This gives you the legal right to live in your chosen home, rent-free and mortgage-free, for the rest of your life. 

Because you are buying a Lifetime Lease — not the bricks and mortar — you pay significantly less than the market value. 

The property itself is purchased by our investor partners, but it is your home. You choose it, you live in it, and you are secure for life. 

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Video with transcript
  • Aged 60+
    Designed exclusively for your retirement.
  • Any Home
    Choose almost any property in England or Wales.
  • Secure
    Your lease is legally registered at the Land Registry. 
See how it compares
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Why thousands of people choose this way to move.

Moving in later life isn't just about a roof over your head. It's about financial freedom and being where you want to be.

And with the Home for Life Plan you have: 

  • A boosted budget: Move to a better area or a nicer home than you thought you could afford. 
  • Zero monthly repayments: No rent. No mortgage. No interest. Your pension is yours to enjoy. 
  • Financial freedom: Retain your savings and free up funds from selling your current property to enjoy in your retirement or help family now. 
  • Full security: You are secure in your home until you pass away or move into long-term care.

Calculate your figures
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Yes, you can leave an inheritance.

A common worry is that a plan like this means leaving nothing behind. That’s not the case. 

With the Home for Life Plan, you can choose to set aside up to 50% of the property’s future value for your family. 

It’s completely your choice. You can balance enjoying a better home today with protecting what you pass on tomorrow.

Your inheritance choice
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You choose the home. We make it happen.

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Get your quote

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Find the right home

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We secure the property

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Move to your new home

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Step 1 of 4

Get your quote

We’ll have a quick chat to see what you can afford, calculate the figures, and show you what could be possible.

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Find the right home

You find the property you love, or let our team search for you. If it’s on the market in England or Wales, we can usually help.

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Step 3 of 4

We secure the property

We negotiate the price and our investor partners buy the property. You simply pay for the Lifetime Lease, securing your right to live in the property.

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Step 4 of 4

Move to your new home

You get the keys and the legal right to live in your chosen home. With no rent, no mortgage, no worries. Just security and peace of mind, living in a home you love for your lifetime.

Call for a quote

See what you could actually afford.

People are often surprised by what’s possible.

Enter your budget and age to see the price of the property you could secure today.

  • Takes less than 2 minutes
  • Optional inheritance adjustment
  • Instant no-obligation estimate

“We didn’t think we’d get everything we wanted. But now we’re here, near the coast & the grandkids, & loving every minute.”

Jim & Stella, moved to Isle of Wight

Involve your family from the start.

Moving is a big decision. We recommend inviting your loved ones to join our conversations, so you can all be sure the plan is right for you and your family.

Share this with family

Download our brochure

Download a copy of our brochure and read how a Home for Life Plan could change everything.

Customer Reviews

We pride ourselves on the first-class service we provide but don't just take our word for it.
Take a moment to read what genuine customers have to say about their experience.

4.8/5

independent customer rating

Perfect option

Mr Fairbrother, Homewise Customer

We wished to access the equity in our current home without the ball & chain of interest accruing, this was the perfect option for us.

The company, family owned and run, have excellent staff to which no criticism can be attached.

First class service

Mr and Mrs Biddick, Homewise Customers

We will never be able to rate Homewise services with enough stars as the service provided was exceptional. The staff were absolutely amazing, and the knowledge and assistance given to us was above 1st rate. My wife and I can never thank you Homewise enough for the help and assistance.

Dream home

Mr and Mrs O'Dell, Homewise Customers

The Home for Life Plan has allowed us as a very mature couple to get the type of property that we want. Without the plan we would still be in our other property, which would make our life a problem.

A big thank you to Homewise for thinking of people as a family.

Read reviews