What happens if...

You've read about Homewise and the Home for Life Plan, but are you still wondering what happens if...? Click on the questions below for answers.

moving with someone who isn't 60

The Home for Life Plan is only available to people aged over 60 years old. If you're moving with someone who is under 60 they wouldn’t be able to benefit from the plan unfortunately.

We’d recommend waiting until both parties are over 60 - this means you’d both be legally protected and both have the right to live in the property for the rest of your lives, rent and mortgage free.

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Still have unanswered questions? No problem, just give us a call!

0800 043 4488

decorating your home

Feel free! It’s your home to decorate as you want. Wallpaper, paint, new carpet. Just before you undertake any major renovations, you will need to get permission.

If you’re unsure or have questions about any alterations or updates to the property, just give us a call.

Get in touch

Still have unanswered questions? No problem, just give us a call!

0800 043 4488

moving home in the future

The Home for Life Plan is completely portable. Should you wish to move, your plan will move with you.

Please be aware that you would need to cover all moving, sales and legal costs but, as usual, we can help with every step of this process.

Get in touch

Still have unanswered questions? No problem, just give us a call!

0800 043 4488

safeguarding inheritance

The Home for Life Plan is designed to be flexible enough to help you achieve your goals, and for many people guaranteeing an inheritance for their loved ones is a priority.

With the Home for Life Plan, you can safeguard anywhere between 0 and 50% of the future value of your home and this is detailed within the Declaration of Trust document.

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Still have unanswered questions? No problem, just give us a call!

0800 043 4488

moving into full time care

No one moves into full-time residential care without a great deal of thought and we understand that moving to a care home can offer security, peace of mind and companionship. If you do move into care, your Home for Life Plan will end.

If you have safeguarded a percentage of the property’s value, this will be transferred to your account and will form part of your assets. Care costs, assessments and options vary wildly from area to area, so it’s always worth seeking advice from your local authority during this time.

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Still have unanswered questions? No problem, just give us a call!

0800 043 4488

passing away

Horrible topic we know, but it will, unfortunately, happen one day. If you’re the only person on the Home for Life Plan, the property will be sold, and the proceeds will go to Homewise or its investment partners.

If you've safeguarded a percentage of the property's value, this will be transferred to your estate. If you have a partner on the plan, they will retain the right to live in the home until they pass away or move into care

Get in touch

Still have unanswered questions? No problem, just give us a call!

0800 043 4488

customer complaints

While we hope this wouldn’t happen, we do have a fair and understanding complaints procedure in place to protect you. Our Code of Practice is set up to ensure honesty, clarity and professionalism throughout our business. If we fall short of that in any way, then please tell us.

Should you need to raise a complaint, simply pop it in writing and send it across. You can find our contact details here. We’ll aim to acknowledge your complaint within three days.

Get in touch

Still have unanswered questions? No problem, just give us a call!

0800 043 4488

Homewise go into administration

Well, it’s not exactly something we’re expecting, but we have planned for it, just in case. Should everything go pear shaped and Homewise, for whatever reason, is no longer around, your Home for Life Lease is still protected.

It is registered at the Land Registry and your safeguarded share is secured via the legally binding Declaration of Trust. It is not dependent on Homewise.

Get in touch

Still have unanswered questions? No problem, just give us a call!

0800 043 4488

need a little more information?

Download our brochure, it's full of case studies and useful information about our Home for Life Plan and can answer more of your questions.