1. Does this home make daily life easier, or harder?

Think about the everyday stuff. Is the garden more of a chore than a joy? Do the stairs or layout make life trickier than it needs to be? Are repairs starting to pile up?

A home should make life lighter, not weigh you down. If it feels like hard work just to keep on top of things, it might be time to explore a place that works better for you.

2. Am I close to the people and places that matter?

Location shapes daily life more than we often realise. Can you easily see family or friends without it being a big trip? Are the shops, doctors or social spots nearby? Do you feel connected to your community, or a bit cut off?

The right move can bring you closer to the people and places that make life easier - and more enjoyable.

3. Can I afford this home long-term?

It’s not just about the price tag. There’s the ongoing maintenance, energy bills, and any mortgage or rent if you still have one.

Plenty of people find they’re spending more than they’d like just to stay put. Moving to a home that’s a better fit can sometimes mean less financial pressure as well as less stress.

4. Will this home still work for me in 10 years?

The best move is one you only have to make once. Think about whether the layout will still work if things change - or whether you’d want to be closer to support if you ever needed it.

Future-proofing isn’t about giving things up. It’s about choosing somewhere that will stay comfortable and manageable for years to come.

5. Do I feel secure and settled here?

This might be the most important question. A home should give you certainty - knowing you’re not at risk of being forced to move again, and feeling proud every time you walk through the door.

For some, that sense of security is the missing piece. The right move can give it back.

A different way forward

If some of these questions leave you feeling like your current place isn’t quite right, you’re not stuck. Many people over 60 are surprised to discover they could move into a home that fits better than they thought possible - without taking on a mortgage or paying rent.

With the Home for Life Plan, you pay a one-off amount for the home you choose and live there for life. No monthly payments. No risk of being asked to leave. Just peace of mind in a home that finally feels right.

Not sure what your budget could look like? Try our Quick Calculator to see how much you might be able to afford with the Home for Life Plan. It’s quick, simple, and gives you a clearer picture of your options - no commitment, just answers.