What is the Home for Life Plan?

In essence, the Home for Life Plan is a lifetime lease scheme. You pay a one-off price discounted from the full market value of your chosen property for the right to live in this home for the rest of your life. This can be anywhere between 8.5% and 59% depending on your age, personal circumstances and property criteria. Legally, you are the lifetime owner of this property. To all intents and purposes, it is yours to do with as you wish – paint, wallpaper, new kitchen – until you pass away or move into full time care.

So, how exactly does it work? Well, first of all you choose your new home. It can be any property in England and Wales so long as it’s of standard construction. Homewise will then take care of all the negotiating to get it at the very best price. We’ll buy the property for you, and then you pay us for your lifetime lease.

We helped Ron and Val move closer to family and save money

Quick discount calculator

Find an approximate amount you could pay for your new home

How old are you?

(60 – 90 years old)

Example house price

(£0 – £1,000,000)

Price you could pay …

to £

Call us now for your
personalised quote

What about inheritance?

You can retain up to 50% of your property’s future value to pass onto your loved ones. There’s plenty more information in our FAQs.

How am I protected?

Your lifetime lease is protected in law and through the Land Registry. Find out more about how we protect you and your family.